You should receive a Partner Code via email. Follow these instructions to sign up for your course:

• Visit https://www.xcelsolutions.com/
• Enter the Partner Code you received via email to receive a discount on your course. (Didn’t receive a code? Reach out the person who hired you for assistance.)
• Select the following from the dropdown menus:
  • State: choose your resident state
  • Education: Get Licensed
  • Line of authority: Life and Health
• Select the Life and Health Pre-licensing course for your state. (You do not need the Premier course.)
• Purchase your course and start studying right away!

Successful agents complete their course, prep review, and exam simulator within 10-14 days.

• Massachusetts insurance exam information can be found here.
• Create an account to schedule your exam.
• Read all the information on their site to ensure you are adequately prepared on your test date.
• You’ll need both the Producer’s Exam for Life Insurance (1651) and Producer’s Exam for Accident and Health or Sickness Insurance (1652).

Massachusetts does not require fingerprinting.

Do not apply until after you have passed your exams.

• Go to NIPR to begin the application.
• Click Resident License then Go to the Online Application.
• Click Individual and choose SSN as your search type. Enter your last name (legal last name, as it will appear on your license) and your SSN. Accept the NIPR Use Agreement and click the Next button.
• Enter your birthdate and click the Next button.
• Click Start.
• Select Producer Licensing > Initial > Resident then click the Next button.
• Select your resident state and click the Next button.
• This next section is a little different for each state. If you’re unsure what option to choose, reach out to your upline for help. 
• Make sure you’re applying for BOTH life and health – this may be all on one line item for your state or you may need to click two separate boxes (one for life and one for health)
• Depending on your state, what we’re calling “Health” may also be referred to as “Accident” and/or “Sickness” – it all means the same thing though.
• Follow the prompts to complete your application.
• SKIP any fields that are not required.
• When prompted to enter business contact info – this still means your contact info. Do not include any contact information for a business you do not own. If you do not have separate business contact info, use your regular info.
• Business Entity and Affiliations information – unless you are currently the principal agent of a business entity and are planning to apply for that entity to hold an insurance license, do not include any business entity info on this application. Those fields/sections are not required so you can skip them. Do NOT list Symmetry or any agency/business you do not own as an affiliated agency.
• Continue to follow the prompts through the end of the application and pay your application fee. 

• Foresters will require you to hold a fraternal license in MA before you can write business with them.
• After you’ve been contracted with Foresters, they will send you instructions on how to apply for this license.
• Foresters will reimburse your fraternal license fee once your first Foresters policy is issued.